American Express is widely accepted, but not everywhere. In many places, it’s easy to use. Major stores and online shops often take it. However, some smaller businesses may not. This is something to consider before relying only on Amex.

Imagine you’re shopping at a local market. You find something you love. But when you pull out your Amex card, the vendor shakes their head. They only take Visa or MasterCard. This happened to Jane while traveling. She had to use cash instead. It’s a good reminder to carry a backup card or some cash.

In big cities and online, American Express is usually accepted. For example, John uses his Amex card for most of his online shopping. He finds it works almost everywhere. But when he visited a small town, some stores didn’t accept it. Understanding where Amex is accepted can save you time and frustration. It’s a strong card, but it’s wise to be prepared for those rare moments when it’s not accepted.